Men's cost guide · Prices verified July 8, 2026
How much does TRT actually cost in 2026?
All-in, online TRT costs about $53 to $200 per month, once you add the three parts every clinic bills but few advertise together: membership, medication, and labs. The cheapest single package is PeterMD from $99/mo including meds and consults [Reported]; MangoRx matches it at $99/mowith labs included, from a broad men's-health platform. The lowest floor is Hone Health at ~$53/mo ($25 membership + injections from $28). The fertility-preserving specialist is Maximus at $99.99/mo for enclomiphene or injections, but only at annual billing, and it carries a BBB F.
Most “TRT cost” articles quote a vague $20 to $500 range and move on. Below is the table they don't publish: real per-clinic math with a [Verified] or [Reported] label on every number and each clinic's A-F Transparency Grade.
| Clinic | Advertised | What that includes | Labs | Real monthly all-in | Year one | Grade |
|---|---|---|---|---|---|---|
 Hone Health | $25/mo [Verified] | Membership only. Meds extra: injections from $28/mo, cream from $60/mo, enclomiphene $42/mo [Reported] | $65 initial 50+ biomarker panel + consult; retests every 6 mo (Basic) or 90 days (Premium $155/mo) [Verified] | ~$53 to $180+ | ≈ $700 | C |
 PeterMD | From $99/mo [Reported] | Testosterone up to 200mg/wk, aromatase inhibitor if needed, supplies, shipping, unlimited consults [Reported] | $129 initial panel (standing '50% off' of $259), or bring your own Quest/LabCorp panel [Reported] | $99 to $119 | ≈ $1,317 | C |
 MangoRx | $99/mo [Reported] | All-inclusive injectable TRT: doctor visits, consultations, lab work and analysis, and medication in one flat fee [Reported via company release] | Included in the $99 (lab work and analysis part of the program) [Reported] | $99 | ≈ $1,188 | C |
 Maximus | $99.99/mo [Reported] | Medication only, priced at annual billing. Month-to-month is higher by an unpublished margin. Bundles to $199.99/mo [Reported] | $99.99 testosterone test (9 biomarkers), billed separately [Reported] | $100 to $200 | ≈ $1,300 | D |
[Verified] = read directly on the clinic's official site, July 6, 2026. [Reported] = from the clinic's own indexed pages or third-party reviews, not independently re-confirmed (several clinics block verification crawlers). Year-one totals assume the cheapest standard protocol; assumptions are documented on each clinic's review page.
What actually drives the price
- Pricing structure, not medicine.The same testosterone cypionate costs $28/mo inside Hone's two-part model, is bundled into PeterMD's $99 flat fee, and is priced at annual billing inside Maximus's model. You're mostly paying for how the clinic packages care, labs, and access.
- Modality. Injections are cheapest ($28 to $100/mo). Cream runs $60 to $110/mo. Oral testosterone is the premium tier ($149.99/mo at Maximus). Enclomiphene sits at $42 to $99.99/mo.
- Lab depth and cadence. A $65 intro panel with 6-month retests (Hone Basic) versus a $129 panel (PeterMD) or a separate $99.99 test (Maximus) can swing the annual bill before a single dose ships.
- Billing anchors.Maximus's advertised monthlies assume annual billing; PeterMD's labs carry a permanent “50% off.” The advertised number is the best case. The default costs more.
Hidden costs to check before you pay
- Month-to-month deltas. Maximus does not publish how much more you pay without the annual commitment [Reported]. Ask before signing.
- Upfront blocks.Some clinics bill quarters or require months upfront: a “$99/mo” plan can be a $297 charge.
- Cancellation terms. BBB files at PeterMD and Maximus both feature refund and fulfillment disputes [Reported]. Pay with a card you can dispute from.
Medical disclaimer: HRT Picks is a comparison site, not a medical provider. Nothing on this page is medical advice. TRT is a prescription treatment, and decisions belong with a licensed clinician.
Next step
Now see which clinic is actually worth it.
Price is one of five scoring dimensions. The full TRT rankings add clinical depth, patient experience, and transparency, or jump straight to the cheapest-first list.
FAQ
TRT cost, asked straight
How much does TRT cost per month?
All-in (membership plus medication plus labs), online TRT costs roughly $53 to $200 per month in 2026. The floor is Hone Health at ~$53/mo ($25 membership + injections from $28/mo). The cheapest single-price package is PeterMD from $99/mo [Reported]. Maximus runs $99.99/mo for enclomiphene or injections at annual billing. The month-to-month rate is higher by an unpublished margin. See the per-clinic table above for the full math.
Why does Hone advertise $25/mo if TRT costs more?
Because $25/mo is a membership fee, not a treatment price. Hone's structure is two-part: Basic membership $25/mo (or Premium $155/mo) PLUS medication (injections from $28/mo, cream from $60/mo, enclomiphene $42/mo [Reported]), plus a $65 initial biomarker assessment. Real treatment cost lands between about $53 and $180+ per month. It can still be the cheapest option online; you just have to do the addition the ad doesn't.
What is the cheapest way to get TRT online?
Two honest answers. Cheapest single package: PeterMD from $99/mo including testosterone up to 200mg/week, supplies, shipping, and consults, plus $129 initial labs, about $1,317 in year one [Reported]. Cheapest floor: Hone Health at ~$53/mo ($25 membership + $28/mo injections), about $700 in year one, with a far stronger complaint record (BBB A+ accredited vs PeterMD's BBB dispute file). If insurance covers generic testosterone cypionate through your own doctor, that route can beat both.
How much do TRT labs cost?
Initial panels run $65 at Hone (50+ biomarkers, consult included), $99.99 at Maximus (9 biomarkers), and $129 at PeterMD. PeterMD accepts a panel you already have from Quest or LabCorp. Ongoing monitoring is usually every 90 days to 6 months and may be included (Hone Basic every 6 months, Premium every 90 days) or billed separately (Maximus).
Does insurance cover TRT?
Often for the drug, rarely for these clinics. With a documented diagnosis (total testosterone below 300 ng/dL on two morning draws, per the American Urological Association guideline), most commercial plans cover generic testosterone cypionate prescribed by your own doctor, with labs billed to insurance. None of the four online clinics in this comparison bill insurance. All are cash-pay, some accept HSA/FSA. Cash telehealth buys speed and convenience; insurance buys a lower drug price with more friction.
How much does enclomiphene cost?
From $42/mo at Hone Health (plus $25/mo membership) to $99.99/mo at Maximus at annual billing [Reported]. Hims sells prepaid plans working out to ~$99 to $199/mo depending on how many months you pay upfront [Reported]. Note that enclomiphene is a compounded medication, not FDA-approved, and month-to-month prices at Maximus are higher than the advertised annual-billing rate.
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